In Parqet, you can track other assets that have value to you. These can be shares in unlisted companies, high-end luxury watches, wine, classic cars, insurance policies, P2P loans, trading cards and much more.

Other assets are assigned to the asset class Other and, in the analysis, broken down into the product types Private equity, P2P, Insurance, Material assets or Other. In the dashboard, the assets you've added are grouped under Other Assets. You set up real estate as a separate asset class. To learn how, see Real estate in Parqet (in German).

You can easily add other assets to any portfolio. In manual portfolios and in portfolios with PDF or CSV import, you add other assets directly. In Autosync portfolios, you can add positions under Other Positions.

However, we recommend a separate Parqet portfolio for other assets, especially if you use Autosync. This way, you structure your Parqet portfolios by bank and broker, just like in real life, and Autosync and manual entries get in each other's way as little as possible. You can view these different investments together across portfolios using Views. How to create a new portfolio (in German). When creating the portfolio, you can choose the manual option. You don't need to select a broker.

You can edit activities you've added at any time on the web via app.parqet.com -> Activities and in the mobile app (in German). You can edit valuation prices the same way you originally added them. Below, we use examples to show you how to add specific assets in Parqet.

In Parqet, you can track material assets such as watches, classic cars or art. You can choose a custom name and image for them. You upload the image when creating the asset, on the web or in the app. You can change or remove it later on the web: In the dashboard, click the three dots “⋯” next to the holding and then “Manage”. Here, we present two examples: an investment in a whole material asset and an investment in fractions of a material asset.

In this example, we add a watch that was bought on January 1, 2026 for €12,500:

Click “Add activities” at the bottom right, select “Manual” and switch to “Other Assets” at the top. Create a new asset with the type “Material Asset”. You choose the name and image when creating it. In the app, tap the plus at the bottom right and select “Manual”.

After the purchase, you can add current valuation prices. On the web, click the three dots “⋯” next to the holding in the dashboard table and then “Valuation prices”. On the holding page, there's also the “Manage valuation prices” button for this. Use “Add new valuation price” to enter the date and price:

In the mobile app, you can add the valuation price on the holding page of the asset you created.

In this case, the current market value of the material asset is €14,000. Enter this value:

Once you've entered it, price gains appear for the selected material asset. Between two valuation prices, the value rises or falls by the same amount each day. After the last valuation price, it stays the same. Buy and sell activities as well as transfers in and transfers out automatically create a valuation price. The value at the time of the buy/transfer in or sell/transfer out is used as the valuation price.

For additional watches, create a new holding for each one. If you want to save effort and don't need precise tracking, you can also add your entire watch collection. To do this, create a holding named Watch collection and enter the price of the whole collection.

Under Fees, enter all fees related to owning the asset. For a watch, these include, for example, the cost of storage in a bank vault at the secure Sparkasse Gelsenkirchen-Buer, the cost of servicing, or the time spent selecting and acquiring the watch.

Under Taxes, enter all taxes related to the sale. For a watch, this is, for example, income tax on private sales transactions.
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Taxes & Fees can also be entered as a separate activity and don't have to be entered together with a buy/transfer in or sell/transfer out.

In the Note field, you can also describe these different transactions so the activity list shows what each transaction was about.

You can assign a reference account to other assets. Here's how to add one: How do I create a reference account? (in German)

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Providers like Timeless let you invest in fractions of material assets. In this case, we recommend tracking only the shares you bought, not the full value of the asset.

Let's say you invested in two shares of a watch at €50 each and paid €1 in fees. In this case, you enter these values:

If you buy more shares of the same asset, we recommend creating another buy activity and entering the transaction according to the settlement documents.

Let's say you inherited a classic car.

If the heir has the purchase history of the classic car, we recommend entering the car's original purchase date and the corresponding purchase price (€30,000). The current value, €50,000, is then set as the valuation price.

Alternatively, you can use the value of the classic car at the time of inheritance.
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We advise against using €0 as the purchase price. Otherwise, the entire value counts as price gain, and your portfolio's return and IRR (internal rate of return) come out too high. Learn more: How to add free shares in Parqet (in German).
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The entry type Transfer in rather than Buy is useful whenever there's a reference account and the purchase amount shouldn't be deducted from it (as is the case with an inheritance).

Under Private Equity, you can add, in particular, shares in companies that aren't publicly traded and don't have an ISIN. This option works for actual shares in GmbHs and AGs, but also for virtual shares. You can also use it to track RSUs until they're exercised and converted into actual shares.

In this example, we bought 123 shares in Parqet Fintech GmbH at a price of €555. The total value shown is €68,265:

All other steps work the same way as for material assets.

Let's say Parqet Fintech GmbH gives an employee 50 company shares in addition to their salary. There are 25,000 shares in the GmbH in total. In this example, the current value of Parqet Fintech GmbH is €1,000,000. Accordingly, the current value per share is €40. (€1,000,000 / 25,000 = price per share; multiplied by 50, this gives €2,000)

We recommend entering the company shares at their value at the time of transfer. In this case: transfer in at €40 per share for 50 shares = €2,000 total value. We advise against entering a value of “€0” here, since the assumption of “gifted shares” usually doesn't reflect reality – see also: How to add free shares in Parqet (in German)

Under P2P, you add loans you've made through platforms such as Bondora, Mintos or EstateGuru. Like cash holdings and insurance, P2P holdings aren't measured by a number of shares, but by the total amount deposited. Everything automatically counts toward your overall performance.

Click Add activities at the bottom right and select Manual. Switch to Other Assets at the top and create a new asset with the type P2P there.

The platform's name works well as the name, for example Bondora. It's best to create a separate holding for each platform.

Record money you transfer to the platform as an activity of type Deposit, and withdrawals as Withdrawal. You don't enter a number of shares, only the amount. Use the Add costs toggle to also enter Taxes and Fees that belong to this activity. For refunds of taxes and fees, enter negative amounts there.

Record interest as an activity of type Distribution. This way, it also counts toward your dividend dashboard under app.parqet.com → Dividends.

If the interest is reinvested directly – the norm for P2P – also add a Transfer in for the amount of the distribution afterwards. This way, the interest is recorded once as income and once as an increase in your holdings.

Why transfer in and not deposit? The difference only shows if a reference account is assigned to your P2P holding: A Deposit is then deducted from the reference account, like a bank transfer from your account to the platform. A Transfer in only increases your holdings without touching the reference account – and that's exactly what happens with reinvested interest. Without a reference account, both options lead to the same result.

Whether a reference account (in German) exists also changes which metric is shown next to the portfolio value in the value development chart:

With a reference account, the line is called Contributed capital and shows only the money you've deposited from outside. Reinvested interest doesn't increase it – so the gap between this line and your portfolio value keeps growing, and you can see at a glance how much of your holdings came from interest.

Without a reference account, the line is called invested capital and includes all investments, so your transfers in as well. It rises along with the portfolio value every time you reinvest – so the gap between the two lines stays small, even though your holdings grow through interest.

If your holdings change independently of deposits and withdrawals, add a valuation price. To do this, open the holding's context menu in the dashboard (three dots on the right edge of the table) and select Valuation prices. There you can also see all valuation prices you've already added and edit them.

Between two valuation prices, Parqet adjusts the value up or down linearly each day. The more regularly you update valuation prices, the more accurately the curve reflects how your holdings actually developed.

If a loan defaults, for example because the borrower is insolvent, you reflect this with a valuation price.

If you still get part of the money back, for example from the insolvency estate, set the valuation price to this amount and then record a Withdrawal for it – this closes the position. If the loan defaults completely, the only option for now is a valuation price of €0: The position's value is then correctly shown as 0, but it remains an open position.

In both cases, the loss appears as a price loss, not as a realized loss – other assets currently don't show realized gains and losses.

There's currently no PDF or CSV import for P2P, so you add the activities manually. The PDF import for Bondora Go & Grow doesn't help here either: For now, it still maps the transactions to a cash holding, not to a P2P holding.

Why not a cash holding? Some users set up their P2P platforms as a cash holding so that interest also appears as interest. We advise against this: For cash holdings, interest is included in the gain but not in IRR and TTWROR (true time-weighted rate of return). As a result, your return is shown too low or not at all. With a P2P holding and interest recorded as Distribution, IRR and TTWROR are calculated correctly – however, the interest then appears in the dividend dashboard and not under the label “Interest”.

If you've been tracking your P2P holdings as a cash holding so far, there's currently no automatic way to convert them into a P2P holding – you need to add the activities again manually.

P2P is intentionally a product type within other assets and not a separate asset class.

Under Insurance, you add, for example, life insurance, pension insurance or endowment policies. Insurance isn't measured by a number of shares either, but by the total amount deposited: You record your contributions and adjust the holding with valuation prices you set yourself.

Click Add activities at the bottom right and select Manual. Switch to Other Assets at the top and create a new asset with the type Insurance there. It's best to create a separate holding for each contract so you can analyze the contracts individually.

You can find a video tutorial on adding insurance here:

Record each contribution you pay as an activity of type Deposit with the corresponding amount. Use the Add costs toggle to add Taxes and Fees that belong to this activity.

You can also enter contributions in advance, for example all monthly contributions for a year at once. Activities with a future date then already appear in your activity list.

Add the current value of your contract as a valuation price – for insurance, this is typically the surrender value from your annual statement. To do this, open the holding's context menu in the dashboard (three dots on the right edge of the table) and select Valuation prices. There you can also see all valuation prices you've already added and edit them.

Between two valuation prices, Parqet adjusts the value up or down linearly each day. So if you only enter the surrender value once a year, the curve runs evenly between these two points. If you want a more precise curve, add valuation prices at shorter intervals.

If you cash out or cancel your contract, record the amount paid out as an activity of type Withdrawal – usually equal to the most recent valuation price. The position value is then €0.

Your accumulated gain remains visible as price gain. It equals the difference between the amount paid out and the sum of your contributions – not the payout amount itself. So if you paid in a total of €8,000 and received €10,000, it shows a price gain of €2,000.

At that moment, the return in percent jumps to 100%. This isn't a bug: After the payout, no more capital is invested in the position, so there's no longer a reference value for a percentage. For simplicity, we show 100%.

There's no one-size-fits-all template for company pension plans, because the contracts vary widely. Some users know the products included, others manage the assets themselves and receive regular updates, and still others get a statement once a year. The same approach applies as for any other insurance: contributions as Deposit, each reported balance as a valuation price.

If you're unsure how best to set up your contract, contact our support at parqet.com/help with your contract documents. We'll then go through the documents with you to find the right way to record your product.

You shouldn't add your statutory pension here – the feature isn't meant for that. Unlike with private insurance, you can neither control your contributions nor have your accumulated balance paid out early. Adding your total contributions as an asset therefore only inflates your holdings, without any available value behind it.

If you've been tracking your contracts as a cash holding so far, there's currently no automatic way to convert them into an insurance holding – you need to add the activities again manually.

You can add anything else under Other. The process is the same as for material assets. This includes, for example, cooperative shares or options.

Currently, manual entry is the only way to add other assets.

An activity must be dated after January 1, 1990. You can enter valuation prices from January 1, 1990 onward.

Distributions from other assets flow into the dividend charts, e.g. under app.parqet.com -> Dividends, and can be filtered there. Distributions also count toward your gain. Parqet deducts fees and taxes when calculating the net gain.

With a Plus or Investor subscription, you can add an unlimited number of other assets. On the Basic plan, they count as “additional assets”, which are limited to 5.

No. In this respect, other assets work like a cash holding: You record deposits and withdrawals, but no realized gains or losses are shown. After a full withdrawal, Realized therefore shows €0, and the holding can't be archived either. Your accumulated gain remains visible as price gain.

Feel free to contact our support via our contact form (topic “Portfolio (Calculation, Display Errors)”). Be sure to read the examples in this article first – they cover most questions and features!