The activity type “Interest” is only available for cash holdings, for example an instant-access savings account or a reference account.
Use the activity type “Interest” to record interest on your cash holdings. Negative interest is also possible.
Which type for which interest?
Interest on a cash holding: type “Interest” in the cash holding
Bond coupon: type “Coupon / Interest” in the bond holding
Interest from P2P loans: type “Distribution” in the P2P holding. Learn more: Other assets in Parqet
Adding interest
Open the cash holding.
Click “New activity”.
Select the type “Interest”.
Enter the date and amount. For negative interest, enter a negative amount.
Optional: Click “Add costs” and enter taxes and fees.
Save the activity.
The interest then appears in the activity list. There, you can filter by the type “Interest”.
To import a lot of interest at once, use a CSV file. Learn more: Import cash & interest via CSV file. For some brokers, Autosync imports the interest, for example for the Scalable Capital instant-access savings account.
How does Parqet count interest?
Interest increases the balance and the gain of the cash holding. In the holding, you see “Interest (net)”.
Interest on cash holdings isn't included in the portfolio's IRR (internal rate of return).
In the TTWROR (true time-weighted rate of return), interest on cash holdings counts as an inflow, not as return.
The dividend dashboard doesn't show interest.
The tax dashboard doesn't include taxes on interest.
To learn why cash affects your portfolio's return, see How does the reference account affect performance?
Common questions
I can't find the type “Interest”.
You're in a security, crypto or precious metal holding. Open the cash holding. For bonds, use “Coupon / Interest”.
My interest is missing from the dividend dashboard.
The dividend dashboard only shows dividends and distributions. You can see interest in the cash holding and in the activity list.
My return doesn't go up from the interest.
Interest on cash holdings doesn't count toward the IRR. In the TTWROR, it counts as an inflow. You can see the gain in the cash holding.
Still have questions? Write to us via our contact form (topic “Portfolio (Calculation, Display Errors)”).