You see gross, net and the dividend yield on every plan. You see the YoC and CAGR columns in the holdings table with a Plus or Investor subscription.
In your portfolio’s dividends tab, Parqet shows your received dividends and two yields: the dividend yield and the personal dividend yield (yield on cost, YoC). Here you learn how Parqet calculates these values and how to change the display.
Gross or net?
Gross: the dividend before taxes and fees
Net: the gross dividend minus taxes minus fees
Example: Your gross dividend is €100.00. The statement shows €26.38 in taxes and €0.00 in fees. That makes €73.62 net.
By default, Parqet shows dividends net: in the dashboard header, in the holdings list and in the dividends tab. The returns table in the dashboard (row “Dividends (gross)”) always shows dividends gross. The page of a single holding always shows gross in the web app; in the mobile app, it follows your setting. The taxes and fees come from your dividend activities. If they are missing there, gross and net are the same.
The dividend calendar and the announced dividends always show gross. Parqet doesn’t know your tax rate.
Switching the display to gross or net
Open the portfolio or the view.
Click the gear icon “Settings” in the top right.
In the “Display & Calculation” section, under “Dividends”, check or uncheck “Show net dividends”.
Click “Save changes”.
At the top of the dividends tab, you then see “Showing net values” or “Showing gross values”. The setting applies to this portfolio or this view.
The option “Show net gains” under “Realized gains” is a separate setting. It affects sells, not dividends.
What is the dividend yield?
The dividend yield in the header of the dividends tab compares your dividends of the last 12 months with the current value.
Dividend yield = dividends of the last 12 months ÷ current value
If you select a period in the dashboard that ends in the past, the 12 months count up to the end of that period, not up to today.
The “Yield” column in the holdings table shows the security’s dividend yield (dividend per share over the last 12 months ÷ current price), regardless of your own dividends.
What is the personal dividend yield (yield on cost, YoC)?
The personal dividend yield compares your dividends of the last 12 months with your invested capital. Your invested capital is the entry value of the shares you still hold.
Personal dividend yield = dividends of the last 12 months ÷ invested capital
In the header of the dividends tab and in the “YoC” column, the yield follows your gross or net setting. The “Return” table in the dividends tab shows gross and net below each other. The returns table in the dashboard always uses the gross dividend.
Example
You buy 10 shares at €50.00 each. Your invested capital is €500.00. Today, the stock is at €75.00. The value is €750.00. In the last 12 months, you received €37.50 in dividends.
| Calculation | Result |
Dividend yield | €37.50 ÷ €750.00 | 5.0% |
Personal dividend yield (YoC) | €37.50 ÷ €500.00 | 7.5% |
If the price rises after your buy, the personal dividend yield is higher than the dividend yield.
Using the personal dividend yield as default
Open the gear icon “Settings” in the portfolio or the view.
Under “Dividends”, check “Use personal dividend yield”.
Click “Save changes”.
Parqet then shows the yield in the header of the dividends tab relative to the entry value instead of the current price. At the top, you see “Personal dividend yield” instead of “Dividend yield to price”. The setting also applies to the holdings list and the returns table in the dashboard. Always personal, regardless of the setting, are the “Personal dividend yield” column in the “Return” table in the dividends tab and, in the web app, the “YoC” column in the holdings table. In the mobile app, the “YOC” column follows the setting.
Where do I see the values?
Header of the dividends tab: received dividends, yearly income over the last 12 months and the yield
Holdings table in the dividends tab: the columns “Yield”, “YoC” and “CAGR” for each holding. CAGR (compound annual growth rate) is the average annual dividend growth over 3 and 5 years. The “Yield” column is the security’s dividend yield: the payouts of the last 12 months relative to the current price. Parqet takes it from the security data, not from your dividend activities. That’s why it doesn’t follow the gross or net setting.
Common questions
The dividend yield on the security page differs from the one in the dividends tab.
The yearly table on the security page (“Yield” column) divides the payouts of a calendar year by the last price of that year. The header of the dividends tab uses the last 12 months and your own dividends. The “Yield” column in the holdings table shows the same value as “Yield” under “Dividend metrics” on the security page.
My dividend is lower than in the dividend calendar.
The calendar shows gross amounts. Your portfolio shows net by default. More on this: What can I do if the wrong dividend amount is shown?
The yield shows 0%.
You didn’t receive any dividends in the last 12 months. Or the dividends are missing as activities in your portfolio. More on this: Why aren’t my dividends showing?
Gross and net are the same.
Your dividend activities don’t contain any taxes or fees. Open a dividend and enter the taxes under “Add costs”. If your broker didn’t deduct any taxes because of your tax exemption order (Freistellungsauftrag), that’s correct. Parqet takes the taxes from your statement and doesn’t apply any tax allowance itself.
Still have questions? Write to us via our contact form (topic “Portfolio (Calculation, Display Errors)”).